One can hardly read a newspaper or listen to news on the radio without hearing about the sub-prime mortgage fallout. Many buyers were lead down the yellow brick road and signed loan papers not really realizing the consequenses of what they were signing.
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It has been said that history has a way of repeating itself and when it comes to home mortgages this is certainly true. In the late 70's and ealry 1980 many individuals took out adjustable rate mortgages. Take a look at this Mortgage Rate Chart and
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Many that obtain mortgage loans either are convinced to purchase mortgage insurance through their mortgage company or do nothing at all. Either option is not the best option. You ask “why should I not purchase mortgage life insurance through my
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