One can hardly read a newspaper or listen to news on the radio without hearing about the sub-prime mortgage fallout. Many buyers were lead down the yellow brick road and signed loan papers not really realizing the consequenses of what they were signing.
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It has been said that history has a way of repeating itself and when it comes to home mortgages this is certainly true. In the late 70's and ealry 1980 many individuals took out adjustable rate mortgages. Take a look at this Mortgage Rate Chart and
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