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My good friend Gail Barrutia-Kovash with Wells Fargo Home Mortage recently shared some information with me that could have a severe affect on credit card users that neglect to carefully read any notices that are not invoices from their credit card companies.
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I have written about this topic in the past but with the unprecedented buyers market we are currently in this topic certainly deserves to be reconsidered. Unless one has been living in cave the past two years it is obvious that any retirement account
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The Idaho Real Estate market has changed the past 24 months and no one will argue with that statement. I still find it interesting that many homeowners have not been given good advice in dealing with a challenging market. I hope these tips will shed some
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I recently attended a class held by an employee of Indymac Bank that has worked in the Loss Mitigation or "Short Sale" department of Indymac for 18 years. This speaker is the second speaker in 2 months to tell us that ARM loans will continue
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Idaho real estate prices seem to be falling almost monthly. Whenever I am asked to do a search in any price range I find that now as many as 7 out of 10 homes I show are either Idaho foreclosures or Idaho short sales . In the peak year of 2005 it was
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I had lunch with one of my mortgage lender friends this past Wednesday and I asked her if there were anymore Zero Down mortgage loans left. She said the only true Zero Down program remaining is the Ameridream Program which offers down payment assistance
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I am beginning to believe strongly in the saying " The more things change, the more things stay the same ". This is certainly true when it comes to good old fashioned communication and knowledge. A few years ago a local farmer called me and
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With all the talk about escalating gas and grocery prices consumers have had to learn to tighten their belts and budget their money they were not acustomed to being concerned with in the past. Many families have made some tough decisions to deal with
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Lock mortgage rates now if you can For the past 12 months the Federal Reserve was aggressively lowering the discount rate in an attempt to stimulate the economy. When the Federal Reserve lowers the discount rate mortage rates normally rise. The reason
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Buying your next Idaho home should be a wonderful experience. It does not have to be a stressful and anxious experience. Follow these tips and you will be well on your way to making your next home experience one you will remember. 1) You have heard the
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With all the talk about Idaho Foreclosures we as Realtors are being bombarding by buyers looking for the "Best Deal" and want to buy one of those foreclosures everyone is talking about. Before you run out and buy one of these there are some
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I have been pondering lately about our generation. Many events have taken place over the past 2-3 years that has changed the landscape of this country as we have known it. I started my real estate career in 1980 and now over 28 plus years later I look
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After months of searching for a location from Boise to Caldwell AFI Packaging has selected a location west of Caldwell Idaho just east of the town of Greenleaf as the location for a new start-up company. The new company managed by Drew Dalgetty will consist
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Idaho Real Estate buyers have been confused because every time they call me about buying Idaho Real Estate in Idaho I have to tell them that mortage rates have risen. They could not understand why mortgage rates were increasing when they heard on the
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Parents and grandparents please, please read this carefully. I have written about this in the past and advised many indivuduals. I think it is time to write about this again. Those I mentioned this to a few years ago and put the idea to practice are well
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