The business committe of the house of representatives for Idaho recently recommended extending temporary rules that dictates how mortgage lenders apply to be licensed nationally. In 2007 the Idaho Legislature voted to participate in a newly created national
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One can hardly read a newspaper or listen to news on the radio without hearing about the sub-prime mortgage fallout. Many buyers were lead down the yellow brick road and signed loan papers not really realizing the consequenses of what they were signing.
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It has been said that history has a way of repeating itself and when it comes to home mortgages this is certainly true. In the late 70's and ealry 1980 many individuals took out adjustable rate mortgages. Take a look at this Mortgage Rate Chart and
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