11/8/2008 6:26:00 PM
Credit Card changes could harm you >> Borrower beware
My good friend Gail Barrutia-Kovash with Wells Fargo Home Mortage recently shared some information with me that could have a severe affect on credit card users that neglect to carefully read any notices that are not invoices from their credit card companies. ...
Views: 72
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9/30/2008 7:31:00 PM
Reasons to consider Idaho Real Estate to fund IRA's
I have written about this topic in the past but with the unprecedented buyers market we are currently in this topic certainly deserves to be reconsidered. Unless one has been living in cave the past two years it is obvious that any retirement account funded ...
Views: 71
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9/6/2008 5:00:00 PM
7 ways to kill the sale of your Idaho home
The Idaho Real Estate market has changed the past 24 months and no one will argue with that statement. I still find it interesting that many homeowners have not been given good advice in dealing with a challenging market. I hope these tips will shed some light ...
Views: 134
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8/22/2008 8:01:00 PM
Idaho Short Sales and Foreclosures - Where are we headed?
I recently attended a class held by an employee of Indymac Bank that has worked in the Loss Mitigation or "Short Sale" department of Indymac for 18 years. This speaker is the second speaker in 2 months to tell us that ARM loans will continue adjusting ...
Views: 201
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8/9/2008 9:14:00 PM
How to find your next Idaho Real Estate bargain
Idaho real estate prices seem to be falling almost monthly. Whenever I am asked to do a search in any price range I find that now as many as 7 out of 10 homes I show are either Idaho foreclosures or Idaho short sales . In the peak year of 2005 it was almost ...
Views: 209
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8/2/2008 10:00:00 AM
Are zero down programs over? Find out which program is being eliminated
I had lunch with one of my mortgage lender friends this past Wednesday and I asked her if there were anymore Zero Down mortgage loans left. She said the only true Zero Down program remaining is the Ameridream Program which offers down payment assistance to ...
Views: 173
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7/5/2008 6:14:00 PM
Communication and problem solving is the key
I am beginning to believe strongly in the saying " The more things change, the more things stay the same ". This is certainly true when it comes to good old fashioned communication and knowledge. A few years ago a local farmer called me and asked ...
Views: 198
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6/21/2008 7:34:00 PM
How to pay off your mortgage in half the time
With all the talk about escalating gas and grocery prices consumers have had to learn to tighten their belts and budget their money they were not acustomed to being concerned with in the past. Many families have made some tough decisions to deal with the changing ...
Views: 301
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6/14/2008 6:45:00 PM
Idaho Mortgage Rate Report >> Is cheap money over?
Lock mortgage rates now if you can For the past 12 months the Federal Reserve was aggressively lowering the discount rate in an attempt to stimulate the economy. When the Federal Reserve lowers the discount rate mortage rates normally rise. The reason this ...
Views: 265
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6/8/2008 12:38:00 PM
7 Tips to make your next home purchase painless
Buying your next Idaho home should be a wonderful experience. It does not have to be a stressful and anxious experience. Follow these tips and you will be well on your way to making your next home experience one you will remember. 1) You have heard the term ...
Views: 639
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